LEGAL AGREEMENT
Last Updated: September 21, 2023
Kalabash Technology Solutions Limited’s website is a Technological Solutions Company that creates easy and simple to use payment solutions for the everyday Business and individual Consumers. In using the terms "we", "us", "our" and "Kalabash" we refer to Kalabash Technology Solutions Limited, its affiliates, agents and/or our subsidiaries. The term "You", “Your”, “User” or “Customer” refers to the customer visiting the Website or Our App and/or using any of the Services we offer.
This Terms and Conditions and the Terms of Use (the Agreement) of the Specific Services you
intend to use serves as the agreement between the customer, Kalabash and the Merchants in
respect of your use of this website ("Website") or any mobile application offered by or marketed
by or on behalf of Kalabash. This Terms are a legally binding agreement between You and Kalabash
and it governs your use of Kalabash’s services, our website, mobile app and any features,
service and products that we may make available to You through our website or mobile app
(collectively, the “Services”). We may offer certain products and
Service directly to you and We
may Partner with Banks, Airlines, Manufacturers (Merchants) to offer certain Products and
services to You.
You are not allowed to transfer your rights and obligations under this Agreement without our
express consent, however, we may transfer or assign this Agreement, and any rights under this
Agreement, to a third party without notice to you or without your consent. You are encouraged to
periodically visit this page to review the most current Terms and Conditions to which you are
bound. If you do not agree to these Terms and Condition of Use, please do not proceed to use
this service.
Your access to this Website and our service would be conditional upon your acceptance without
alteration/changes of all the terms, conditions, and notices set forth below (collectively, the
"Agreement"). You agree to be bound by the agreement by accessing or using this Website in any
manner. Ensure that you read the Agreement carefully. Please do not use this Website or service
if you do not accept all of these terms and conditions. Be sure to return to this page
periodically to review the most current version of the Agreement. We reserve the right at any
time, at our sole discretion, to revise this Agreement without prior notice, and to withdraw or
restrict access to the use of this Website or our service in whole or in part at any time also
without prior notice. Your continued use of the website signifies your acceptance of the updated
or modified Agreement.
To use this website you must:
To use some of our services, You must have a Kalabash Account, You can only have one Kalabash
Account and to open a second account, you must seek and obtain our consent in writing.
In creating an account for use of the Services, You undertake to:
Our duty is to provide services that allows Users pay for Products and Services in instalments through our Pay Small Small Scheme, Pay Small Small (PSS) is a flexible payment plan that allow customers to lock down great deals by making as little as 25% down payment of the total cost and paying the rest in convenient installments.
We provide the following Services under our Pay Small Small Scheme:
Kalabash may unilaterally decide to change this Agreement from time to time, provided, however,
that such changes will not impose additional obligations on you with respect to actions you took
before the change became effective unless you specifically agree to such changes (for example,
by confirming a loan). Additionally, YOUR CONTINUED USE AFTER CHANGES HAVE BEEN POSTED MEANS YOU
AGREE TO ACCEPT ANY CHANGES TO THIS AGREEMENT BY USING THE KALABASH SERVICES.
In the event of any material change made to this Agreement by Kalabash, we will make a
reasonable effort to inform you of such changes, but it is your responsibility to review the
Agreement posted to our website from time to time to see if it has been changed.
All payments are to be made to Kalabash as provided on the website or via payment platforms as
advised by Kalabash.
We reserve the right to modify or discontinue the Service (or any part of the content) at any
time without notice.
We will not be liable to you or any third party for any modification, price change, suspension
or discontinuance of the Service.
Your submission of personal information through the site is governed by our Privacy Policy, which you can view here. (hyperlink the privacy policy link)
In addition to other prohibitions as set forth in the Terms of Service, use of this site or its content or any of our Services is prohibited: (a) for any unlawful purpose; (b) to solicit others to perform or participate in unlawful acts; (c) to violate any international, federal or state regulations, rules or local laws; (d) to infringe or violate our or any third party’s intellectual property rights; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate or discriminate on the basis of gender, sexual orientation, religion, ethnicity, race, age, national origin or disability; (f) to present false or misleading information; (g) to upload or transmit viruses or any other malicious code that is or may be used in any way that could compromise the functionality or performance of the Service or any related website, other sites or the Internet; (h) to collect or track personal information about others; (i) to generate spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; (k) to deal in any goods or services prohibited by law or (l) to interfere with or circumvent the security features of the Service or any related website, other sites or the Internet. We reserve the right to suspend your use of the Service or any related website for violating any of the prohibited use items.
We make no warranties as to the reliability, content, or availability of the services or any security breach from the transmission of sensitive information through our platform or services or the accuracy, reliability or completeness of the contents of this website, mobile application or services. In respect of the Services, we without limitation, do not warrant that it is does not infringe, neither is it merchantable or fit for a particular purpose.
Under no circumstances shall Kalabash, our directors, officers, employees, affiliates, agents,
contractors, interns, suppliers, service providers, or licensors be liable for any direct,
indirect, incidental, punitive, special, or consequential damages of any kind, including, but
not limited to, lost profits, lost revenues, lost savings, lost data, replacement costs, or any
similar damages, whether based on contract, tort (including negligence), strict liability, or
otherwise, as a result of the use of any of the services or products purchased through the
service, or for any other claim related in any way to the use of the service or any product,
including but not limited to any errors or omissions in any content, or any loss or damage of
any kind incurred as a result of the use of the service or any content (or product) posted,
transmitted, or made available through the service, even if advised of its possibility. Because
some states or jurisdictions do not allow the exclusion or limitation of liability for
consequential or incidental damages, in such states or jurisdictions, our liability shall be
limited to the maximum extent permitted by law.
Except as required under applicable law, any indirect, incidental, consequential, special or
exemplary damages, arising from or relating to the conduct of You or anyone else in connection
with the use of the Services, including, but not limited to, damages arising from Your failure
to provide Us with accurate information or a third party’s failure to correctly verify such
information. You agree that if any lawsuit or court proceeding is permitted under this
Agreement, the aggregate liability of Us and Our affiliates and suppliers to You for all claims
arising out of or related to this Agreement or Your use or inability to use the Services will
not exceed the amount of any affected order(s) giving rise to such damages. These limitations
will apply even if the above stated remedy fails for its essential purpose
You agree that all content, logos, symbols, catch phrases, design, graphics, compilation,
magnetic translation, digital conversion and other matters related to the Services are protected
under applicable copyrights, trademarks and other proprietary rights (including but not limited
to intellectual property rights) and owned by Kalabash or one of subsidiaries.
You are strictly prohibited from using, publishing, copying or redistributing any part of the
Services unless permitted in this Agreement. Your use of the Services does not in any way give
you ownership of any intellectual property rights in any of the documents, contents or materials
you use.
In the event that any provision of these Terms of Service is determined to be illegal, void, or unenforceable, that provision shall nonetheless be effective to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed severable from these Terms of Service, such determination shall not affect the validity and enforceability of any remaining provisions.
The obligations and liabilities of the parties incurred prior to the date of termination shall
survive termination of this agreement for all purposes.
These Terms of Use are effective unless and until terminated by either you or us. You may
terminate these Terms of Use at any time by notifying us that you no longer wish to use our
services, or when you cease to use our site.
If in our judgment, you fail, or are suspected of failing, to comply with any term or provision
of these Terms of Service, we may also terminate this agreement at any time without notice, and
you will remain liable for all amounts due up to and including the date of termination; and/or
we may accordingly deny you access to our services (or any part thereof).
Our failure to exercise or enforce any right or provision of these Terms of Service shall not
constitute a waiver of such right or provision.
These Terms of Service and the policies or operating rules posted by us on this site or with
respect to the Service constitute the entire agreement and understanding between you and us and
govern your use of the Service and supersede any prior or contemporaneous agreements,
communications and proposals, whether oral or written, between you and us (including, but not
limited to, any prior versions of the Terms of Service).
Any ambiguity in the interpretation of these Terms of Service shall not be construed against the
drafting group.
These Terms of Service and any separate agreements in which we provide services to you shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
In the event of any dispute between you and Kalabash, we encourage that you first contact us through any of our contact channels to try and resolve the problem directly. We may request additional documentation from You to assist Us in resolving any complaints or disputes, and You must provide all reasonable assistance to Us to facilitate Us in resolving all complaints and disputes. An attempt to arrive at a settlement shall be deemed to have failed as soon as one of the parties so notifies the other party in writing.
If an attempt at settlement has failed, the dispute shall be resolved within fourteen (14) days of commencement of such negotiations or within a longer period as agreed to by the parties, the dispute shall be referred to the Lagos Multi-Door Courthouse for mediation which shall be conducted in accordance with the LMDC Mediation Procedure Rules or other rules mutually agreed by the parties.
You agree that Kalabash is not responsible for any delay or failure in your receipt of any Disclosure, text message, or email notice that is not caused by Our failure to send such a Disclosure or notice to the phone number or email address you have provided to us. In the event your mobile number, email address or other contact information on file is invalid, We will not assume liability for Your not receiving notification of availability of electronic Documents; your email or Internet service provider filters the notification as "spam" or "junk mail"; there is a malfunction in your computer, mobile device, browser, Internet service, mobile connectivity and/or software; or for other reasons beyond our control.
You can review the most current version of the Terms of Use at any time on this page. We reserve the right, at our sole discretion, to update, modify or replace any part of these Terms of Service by posting the updates and changes on our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.
For more details about Travel Data please click here or Contact us at
(customersuccess@kalabash54.com;
Hi@kalabash54.com; +2349087873536,
+2349087873512) or to the following postal address:
Welcome to the Kalabash Mobile App Service. By using this service, you agree to the following terms and conditions:
These terms and conditions govern the use of the Kalabash Mobile App Service (the "Service") provided by Kalabash Technology Solutions Limited. By using the Service, you agree to these terms and conditions. If you do not agree to these terms and conditions, you may not use the Service.
To use the service, you must be at least 18 years old and have a valid mobile phone number and email address. You must also have a valid bank account or credit/debit card that can be linked to the Service.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the service for personal, non-commercial purposes.
In order to access the service, the user must create a personal user login. The User shall provide accurate and up-to-date information, including a valid email address and a secure password.
For use of the Kalabash wallet, you may need to create a wallet account. You agree to provide accurate, current, and complete details during the registration process. You are responsible for maintaining the confidentiality of your wallet account credentials and for all activities that occur thereunder.
You may fund your wallet account using a variety of payment methods that we make available from time to time. You agree to pay all fees and charges associated with your use of the Kalabash wallet, including any fees charged by third-party payment providers.
You may use the service to store, manage, and transfer funds to other users or merchants who accept payments through the Kalabash wallet. You may only use the service for lawful purposes, such as receiving payments from other users of the Kalabash wallet via the service, and you agree to comply with all applicable laws and regulations. You are solely responsible for any transactions initiated through your wallet account and agree to hold us harmless from any losses, damages, or liabilities arising from such transactions.
We may charge fees for the use of certain features or functionalities provided by the service. You will be notified of any applicable fees and will have the opportunity to accept or decline the fee before proceeding with the transaction. You are responsible for paying all fees and charges associated with your use of our services.
We shall not be responsible for any errors or unauthorized transactions made using the Kalabash wallet service. You agree to review all transactions carefully before submitting them.
You agree not to use our service for any unlawful or fraudulent purpose. You also agree not to use the service to:
We take security very seriously and take reasonable measures expected within to protect your account and personal information. However, you are responsible for keeping your login credentials secure; you must not share your login credentials with anyone, and you must immediately notify us if you suspect that your account has been compromised. We reserve the right to suspend or terminate your account if we suspect unauthorized use or fraud.
We reserve the right to terminate your account and your use of the Kalabash wallet at any time for any reason, without notice or liability to you. You may also terminate your account by notifying us in writing or contacting our customer service. Upon termination, we may retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
We may change these terms and conditions at any time without prior notice to you. You are responsible for reviewing the terms and conditions periodically to ensure that you are aware of any changes. You shall be bound by the amended terms and conditions when you continue to use the Kalabash wallet after such changes have been made.
Any disputes arising from the use of the service will be resolved through binding mediation in accordance with the rules of the Lagos State Multi-Door Court House.
These terms and conditions shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
You agree not to reproduce, modify, distribute, or create derivative works based on the App or Wallet, in whole or in part, unless expressly permitted by us.
These terms and conditions constitute the entire agreement between you and us with respect to the
use of the Kalabash Mobile App Service and supersede all prior or contemporaneous communications
and proposals, whether oral or written, between you and us.
If you have any questions about these terms and conditions, please contact us on customersuccess@kalabash54.com
before using the Kalabash Mobile App Service.
Welcome to the Kalabash wallet service. By using this service, you agree to the following terms and conditions:
These terms and conditions govern the use of the Kalabash wallet service (the "Service") provided by Kalabash Technology Solutions Limited. By using the Service, you agree to these terms and conditions. If you do not agree to these terms and conditions, you may not use the Service.
To use the service, you must be at least 18 years old and have a valid mobile phone number and email address. You must also have a valid bank account or credit/debit card that can be linked to the Service.
To use our service, you must register for an account with us. You agree to provide accurate and complete information during the registration process. You are responsible for maintaining the confidentiality of your account login credentials, including your password and PIN, and for all activities that occur under your account.
You may fund your account using a variety of payment methods that we make available from time to time. You agree to pay all fees and charges associated with your use of the service, including any fees charged by third-party payment providers.
You may use the service to store, manage, and transfer funds to other users or merchants who accept payments through the Kalabash wallet. You may only use the service for lawful purposes, such as receiving payments from other users of the service, and you agree to comply with all applicable laws and regulations. You are solely responsible for any transactions initiated through your account and agree to hold us harmless from any losses, damages, or liabilities arising from such transactions.
We may charge fees for the use of certain features or services provided by the Kalabash wallet service. You will be notified of any applicable fees and will have the opportunity to accept or decline the fee before proceeding with the transaction. You are responsible for paying all fees and charges associated with your use of our services.
We shall not be responsible for any errors or unauthorized transactions made using the Kalabash wallet service. You agree to review all transactions carefully before submitting them.
You agree not to use our service for any unlawful or fraudulent purpose. You also agree not to use the service to:
We take security very seriously and take reasonable measures expected within to protect your account and personal information. However, you are responsible for keeping your login credentials secure; you must not share your login credentials with anyone, and you must immediately notify us if you suspect that your account has been compromised. We reserve the right to suspend or terminate your account if we suspect unauthorized use or fraud.
e reserve the right to terminate your account and your use of the Kalabash wallet at any time for any reason, without notice or liability to you. You may also terminate your account by notifying us in writing or contacting our customer service. Upon termination, we may retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements..
We may change these terms and conditions at any time without prior notice to you. You are responsible for reviewing the terms and conditions periodically to ensure that you are aware of any changes. You shall be bound by the amended terms and conditions when you continue to use the Kalabash wallet after such changes have been made.
These terms and conditions shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
These terms and conditions constitute the entire agreement between you and us with respect to the
use of the Kalabash wallet service and supersede all prior or contemporaneous communications and
proposals, whether oral or written, between you and us.
If you have any questions about these terms and conditions, please contact us on:
customersuccess@kalabash54.com, 09085533030. before using the Kalabash wallet.