Last Updated: October 12, 2022
Kalabash Technology Solutions Limited’s website is a Technological Solutions Company that creates easy and simple to use payment solutions for the everyday Business and individual Consumers. In using the terms "we", "us", "our" and "Kalabash" we refer to Kalabash Technology Solutions Limited, its affiliates, agents and/or our subsidiaries. The term "You", “Your”, “User” or “Customer” refers to the customer visiting the Website or Our App and/or using any of the Services we offer.
intend to use serves as the agreement between the customer, Kalabash and the Merchants in
respect of your use of this website ("Website") or any mobile application offered by or marketed
by or on behalf of Kalabash. This Terms are a legally binding agreement between You and Kalabash
and it governs your use of Kalabash’s services, our website, mobile app and any features,
service and products that we may make available to You through our website or mobile app
(collectively, the “Services”). We may offer certain products and
Service directly to you and We
may Partner with Banks, Airlines, Manufacturers (Merchants) to offer certain Products and
services to You.
You are not allowed to transfer your rights and obligations under this Agreement without our express consent, however, we may transfer or assign this Agreement, and any rights under this Agreement, to a third party without notice to you or without your consent. You are encouraged to periodically visit this page to review the most current Terms and Conditions to which you are bound. If you do not agree to these Terms and Condition of Use, please do not proceed to use this service.
Your access to this Website and our service would be conditional upon your acceptance without
alteration/changes of all the terms, conditions, and notices set forth below (collectively, the
"Agreement"). You agree to be bound by the agreement by accessing or using this Website in any
manner. Ensure that you read the Agreement carefully. Please do not use this Website or service
if you do not accept all of these terms and conditions. Be sure to return to this page
periodically to review the most current version of the Agreement. We reserve the right at any
time, at our sole discretion, to revise this Agreement without prior notice, and to withdraw or
restrict access to the use of this Website or our service in whole or in part at any time also
without prior notice. Your continued use of the website signifies your acceptance of the updated
or modified Agreement.
To use this website you must:
To use some of our services, You must have a Kalabash Account, You can only have one Kalabash
Account and to open a second account, you must seek and obtain our consent in writing.
In creating an account for use of the Services, You undertake to:
Our duty is to provide services that allows Users pay for Products and Services in instalments through our Pay Small Small Scheme, Pay Small Small (PSS) is a flexible payment plan that allow customers to lock down great deals by making as little as 25% down payment of the total cost and paying the rest in convenient installments.
We provide the following Services under our Pay Small Small Scheme:
Kalabash may unilaterally decide to change this Agreement from time to time, provided, however,
that such changes will not impose additional obligations on you with respect to actions you took
before the change became effective unless you specifically agree to such changes (for example,
by confirming a loan). Additionally, YOUR CONTINUED USE AFTER CHANGES HAVE BEEN POSTED MEANS YOU
AGREE TO ACCEPT ANY CHANGES TO THIS AGREEMENT BY USING THE KALABASH SERVICES.
In the event of any material change made to this Agreement by Kalabash, we will make a reasonable effort to inform you of such changes, but it is your responsibility to review the Agreement posted to our website from time to time to see if it has been changed.
All payments are to be made to Kalabash as provided on the website or via payment platforms as advised by Kalabash.
We reserve the right to modify or discontinue the Service (or any part of the content) at any time without notice.
We will not be liable to you or any third party for any modification, price change, suspension or discontinuance of the Service.
In addition to other prohibitions as set forth in the Terms of Service, use of this site or its content or any of our Services is prohibited: (a) for any unlawful purpose; (b) to solicit others to perform or participate in unlawful acts; (c) to violate any international, federal or state regulations, rules or local laws; (d) to infringe or violate our or any third party’s intellectual property rights; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate or discriminate on the basis of gender, sexual orientation, religion, ethnicity, race, age, national origin or disability; (f) to present false or misleading information; (g) to upload or transmit viruses or any other malicious code that is or may be used in any way that could compromise the functionality or performance of the Service or any related website, other sites or the Internet; (h) to collect or track personal information about others; (i) to generate spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; (k) to deal in any goods or services prohibited by law or (l) to interfere with or circumvent the security features of the Service or any related website, other sites or the Internet. We reserve the right to suspend your use of the Service or any related website for violating any of the prohibited use items.
We make no warranties as to the reliability, content, or availability of the services or any security breach from the transmission of sensitive information through our platform or services or the accuracy, reliability or completeness of the contents of this website, mobile application or services. In respect of the Services, we without limitation, do not warrant that it is does not infringe, neither is it merchantable or fit for a particular purpose.
Under no circumstances shall Kalabash, our directors, officers, employees, affiliates, agents,
contractors, interns, suppliers, service providers, or licensors be liable for any direct,
indirect, incidental, punitive, special, or consequential damages of any kind, including, but
not limited to, lost profits, lost revenues, lost savings, lost data, replacement costs, or any
similar damages, whether based on contract, tort (including negligence), strict liability, or
otherwise, as a result of the use of any of the services or products purchased through the
service, or for any other claim related in any way to the use of the service or any product,
including but not limited to any errors or omissions in any content, or any loss or damage of
any kind incurred as a result of the use of the service or any content (or product) posted,
transmitted, or made available through the service, even if advised of its possibility. Because
some states or jurisdictions do not allow the exclusion or limitation of liability for
consequential or incidental damages, in such states or jurisdictions, our liability shall be
limited to the maximum extent permitted by law.
Except as required under applicable law, any indirect, incidental, consequential, special or exemplary damages, arising from or relating to the conduct of You or anyone else in connection with the use of the Services, including, but not limited to, damages arising from Your failure to provide Us with accurate information or a third party’s failure to correctly verify such information. You agree that if any lawsuit or court proceeding is permitted under this Agreement, the aggregate liability of Us and Our affiliates and suppliers to You for all claims arising out of or related to this Agreement or Your use or inability to use the Services will not exceed the amount of any affected order(s) giving rise to such damages. These limitations will apply even if the above stated remedy fails for its essential purpose
You agree that all content, logos, symbols, catch phrases, design, graphics, compilation,
magnetic translation, digital conversion and other matters related to the Services are protected
under applicable copyrights, trademarks and other proprietary rights (including but not limited
to intellectual property rights) and owned by Kalabash or one of subsidiaries.
You are strictly prohibited from using, publishing, copying or redistributing any part of the Services unless permitted in this Agreement. Your use of the Services does not in any way give you ownership of any intellectual property rights in any of the documents, contents or materials you use.
In the event that any provision of these Terms of Service is determined to be illegal, void, or unenforceable, that provision shall nonetheless be effective to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed severable from these Terms of Service, such determination shall not affect the validity and enforceability of any remaining provisions.
The obligations and liabilities of the parties incurred prior to the date of termination shall
survive termination of this agreement for all purposes.
If in our judgment, you fail, or are suspected of failing, to comply with any term or provision of these Terms of Service, we may also terminate this agreement at any time without notice, and you will remain liable for all amounts due up to and including the date of termination; and/or we may accordingly deny you access to our services (or any part thereof).
Our failure to exercise or enforce any right or provision of these Terms of Service shall not
constitute a waiver of such right or provision.
These Terms of Service and the policies or operating rules posted by us on this site or with respect to the Service constitute the entire agreement and understanding between you and us and govern your use of the Service and supersede any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
Any ambiguity in the interpretation of these Terms of Service shall not be construed against the drafting group.
These Terms of Service and any separate agreements in which we provide services to you shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
In the event of any dispute between you and Kalabash, we encourage that you first contact us through any of our contact channels to try and resolve the problem directly. We may request additional documentation from You to assist Us in resolving any complaints or disputes, and You must provide all reasonable assistance to Us to facilitate Us in resolving all complaints and disputes. An attempt to arrive at a settlement shall be deemed to have failed as soon as one of the parties so notifies the other party in writing.
If an attempt at settlement has failed, the dispute shall be resolved within fourteen (14) days of commencement of such negotiations or within a longer period as agreed to by the parties, the dispute shall be referred to the Lagos Multi-Door Courthouse for mediation which shall be conducted in accordance with the LMDC Mediation Procedure Rules or other rules mutually agreed by the parties.
You agree that Kalabash is not responsible for any delay or failure in your receipt of any Disclosure, text message, or email notice that is not caused by Our failure to send such a Disclosure or notice to the phone number or email address you have provided to us. In the event your mobile number, email address or other contact information on file is invalid, We will not assume liability for Your not receiving notification of availability of electronic Documents; your email or Internet service provider filters the notification as "spam" or "junk mail"; there is a malfunction in your computer, mobile device, browser, Internet service, mobile connectivity and/or software; or for other reasons beyond our control.
For more details about Travel Data please click here or Contact us at (email@example.com;
+2349087873512) or to the following postal address: